Remortgage (Freehold or Leasehold)

We have a high client satisfaction rating and offer a personalised boutique service to clients.

Our fees cover all of the work required to complete your remortgage including any searches (if required) and dealing with the Land Registry to remove your previous charge and register the new one.

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Fees and Disbursements

  • Legal Fee: see scale below

  • HM Land Registry Office Copies: £6 - £20

  • Electronic money transfer fee: £35 plus VAT

  • Search Fees: £125 - £300 (depending on the Local Authority)

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Scale of Legal Fee

Price of Property                                Legal Fees

Up to £500,000                                   £600 - £650 plus VAT

£500,001 - £1,000,000                       £750 - £1,000 plus VAT

£1,000,001 - £1,500,000                    £1,000 - £1,200 plus VAT

£1,500,001 - £2,500,000                    £1,350 - £2,000 plus VAT

£2,500,001 +                                       £2,000 plus VAT +

How long will my REMORTGAGE TAKE?

The length of the remortgage will depend on the special conditions imposed by your Lender. For example, your Lender may require certain credit card debts are paid first before you can draw down the mortgage. They may require a particular type of search or they may even require a specialist survey.

Once everything is in place (i.e. all the special conditions have been satisfied), we can complete your mortgage within 1 to 2 weeks depending on the lender’s ability to draw down the funds. For example, some lender require 10 days notice to draw down funds.

FIVE STAR REVIEWS FROM OUR CLIENTS

OUR PROPERTY TEAM

Our team has over 30 years of collective experience in delivering high quality work in all matters relating to property and conveyancing.

We have five members of the team who may work on your matter. Regardless of who works on your matter, they will be supervised by Delfin Posada, the Managing Partner of the firm.

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Delfin Posada

Delfin has nearly 20 years' experience in property and private client work. He has been working in this area since he qualified and has helped thousands of families and individuals.

Delfin first qualified as a solicitor and barrister in in Australia in 1999. He qualified as a solicitor in England and Wales in 2004. Delfin is a recognised Trust and Estate Practitioner having obtained his STEP qualifications in 2012. He is also a Notary Public.

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Nikita Assani

Nikita is a Solicitor and has worked in Property law since joining the firm in 2015. Nikita deals with all aspects of conveyancing including shared ownership properties and help to buy matters. She has a special interest in new-build and off-the-plan purchases. Nikita acts for a number of the the firm's buy-to-let investor clients.

Nikita read English at Loughborough University and completed her Graduate Diploma in Law at the University of Law.

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Laura Harwood

Laura is a Trainee Solicitor, due to qualify in September 2019. Laura has a particular interest in property and has worked on freehold and leasehold purchases, new-build purchases, sales of part, remortgages and lease extensions. In the first year of her training contract, she dealt with over 50 conveyancing matters and have received glowing reviews from her clients.

Prior to joining Posada & Co, Laura worked for a local law firm specialising in Family Law. She also worked as a Law Lecturer at Croydon College.

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Sitem Yazgili

Sitem is a Trainee Solicitor, due to qualify in October 2019. Sitem works closely with the Managing Partner assisting him with his residential and commercial property matters. Sitem also handles her own property caseload dealing with freehold and leasehold purchases, new-build purchases and lease extensions.

Prior to joining Posada & Co, Sitem worked in the conveyancing department of a Top 20 Global Elite Law Firm in London.

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Alexa Beraldo

Alexa is currently undertaking the LPC at the BPP Law School in London. She assists on a variety of residential property, commercial property and private client matters.

Alexa has had varied legal experiences both in London (UK) and Ontario (Canada). She read Commerce at McMaster University in Ontario (2015) and Law at University of London (2018). She

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Estate agents will often recommend conveyancers to you but you don’t have to use them. Shop around for yourself to see if you can find a better deal on price or service elsewhere.
— Which?

Start the process today:

  1. Call us on 020 3744 3800 and speak to one of our lawyers

  2. Complete our REQUEST A DETAILED CONVEYANCING QUOTE FORM and we will give you a quote